Life Insurance is designed to pay out a tax-free, lump sum in the event of death. To be used to protect a mortgage, child’s education or general family living costs. This gives you and your family the security and peace of mind to know your loved ones are financially secure. It can either be taken as joint, or single policies.

Critical Illness policies are often taken by people wanting to financially protect their mortgage, themselves and their families from the financial consequences of suffering heart attack, cancer, stroke and other serious, defined, illnesses. The tax-free, lump sum pay-out can be used for any legal purpose, either paying off a mortgage, keeping a quality of lifestyle or the very best private medical care.

Income Protection policies are designed for both the employed & self-employed that have monthly bills to pay, it is worth considering income protection to help protect your lifestyle and family. The right policy can be used to protect you and your family in the event of injury or illness. It’s always worth considering that your income is normally the first building block that underpins your lifestyle.